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Finance Available on any order over £320.

We now offer instant finance on all products. Whether your after just one item over £320 or a full kit comprising of several cheaper items which total over £320 you can apply for finance.

The finance is available to any customer in the UK and is subject to a credit application.

The application takes about 5 mintues to fill in, after that you will get a instant decision within 10 seconds. If accepted, your goods should leave us the next working day.

We will contact you to confirm everything first.

We offer 4 different types of finance which are all subject to a credit check. Full terms and conditions are available on request and also available when you apply.

  1. 6 Months Interest Free.
  2. Minimum order £320. Requires a 10% deposit.

  3. 12 Months Interest Free.
  4. Minimum order £320. Requires a 10% deposit.

  5. 36 Months 19.9% APR.
  6. Minimum £320. Requires 10% deposit.

  7. 60 Months 19.9 % APR
  8. Minimum £320. Requires 10% deposit.

You can apply in 3 different ways:

  1. Online. Simply add your items to your basket and checkout. You can get a descision online within minutes.
  2. Over the phone. Please give us a call and we can talk you through the exacts. After that we will take some details and email you a link to apply.
  3. In store. Just pop into store and we can sort out a finance package to suit.

Please call us on 01524 422146 for more information and help.

Finance option examples

£400 order on 12 months interest free.

Deposit of 10% £80

12 payments of £30.00.

Full Carp Set Up. £2000

12 Months 0% interest free

10% deposit £200

12 payments of £150.00


60 Months Finance

10% deposit £200

60 Payments of £35.97 (19.9% APR)

Consumer credit service is provided by Deko and authorised and regulated by the Financial Conduct Authority (Interim Permission Number: 0616240). Registered offices are at 33 St Mary Axe, London EC3A 8AG. For more information please refer to

Finance is provided through the Deko Pay platform by a number of lenders. You will be offered the best rate available based on your credit history and our lenders' credit decision policies. You will be informed who the lender is at the point the loan is offered, and provided with their full contact details.

If any issues with your finance application cannot be resolved by Gerry's of Morecambe or Deko you can open a dispute by clicking here. However we advise contact ourselves on 01524 422146 or Deko on 0800 021 7150.


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